When you’ve found the property you want, timing is everything. To secure it, you'll need to be ready to move swiftly in the mortgage process and present yourself as a serious buyer. At Equinox Mortgages, we’re here to make sure you’re prepared, informed, and set up for success right from the start.
Here’s How We Can Help You Move Fast:
- Quick Agreement in Principle
Sellers often favour buyers with proof of mortgage readiness. We can help you get an Agreement in Principle (AIP) swiftly, usually within 24-48 hours, but if you need it we can do it the same day. With an AIP in hand, you can demonstrate to sellers that you’re financially ready, putting you in a strong negotiating position.
- Comprehensive, Whole-Market Access
We’re a whole-of-market broker meaning we have access to a wide range of lenders and can explore the best options tailored to your financial profile. From high-street banks to specialist lenders, we’ll identify the one that can provide you with the mortgage you need quickly and effectively.
- Streamlined Documentation
Having your paperwork in order is crucial to avoid delays. We'll guide you through gathering and organising documents like ID, proof of address, income verification, and any other specifics that lenders require. Our goal is to avoid any hiccups that could slow down the process.
- Personal Support Through the Mortgage Process
Josh will be on hand every step of the way to provide guidance, answer questions, and manage the entire mortgage process for you. Our experience and commitment mean we can act quickly, helping you make confident, informed decisions at each stage.
Why Speed Matters in the Buying Process:
- Reducing Risk of Gazumping
When the property market is competitive, time delays can result in “gazumping,” where a seller accepts a higher offer from another buyer. Being mortgage-ready helps reduce this risk, showing the seller you’re committed and financially prepared.
- Protecting Your Property Choice
With swift actions and lender coordination, we aim to eliminate unnecessary delays, ensuring you can secure the property you’ve chosen before someone else steps in.
Let’s Get Started Quickly:
Equinox Mortgages is ready to help you navigate the process with speed and confidence. We’ll guide you through every step, ensuring that nothing slows down your path to homeownership.
Reach out today and let’s keep your dream property within reach. 🌓
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